Job openings for Credit Risk Analyst in Sholinganallur Chennai

# Financial Credit Risk Modeler (R2163)
## Job Details
**Job Title:** Financial Credit Risk Modeler
**Location:** Sholinganallur
**Work Mode:** Hybrid (4 Days Work From Office)
**Experience Required:** 4+ Years
**Notice Period:** Immediate to 30 Days Preferred
## About the Role
We are seeking an experienced Financial Credit Risk Modeler with strong expertise in credit risk model development and validation. The ideal candidate should have hands-on experience in building, validating, and implementing statistical and predictive models within the financial services domain.
## Key Responsibilities
* Develop and validate credit risk models for banking and financial services.
* Design and build scorecards using Logistic Regression techniques.
* Develop and validate IFRS9 models, including:
* Probability of Default (PD)
* Loss Given Default (LGD)
* Perform end-to-end model development activities, including:
* Data preparation
* Feature engineering
* Model development
* Validation and performance monitoring
* Apply statistical and predictive modeling techniques such as:
* Regression Analysis
* Time Series Modeling
* Risk Scorecard Development
* Collaborate with business stakeholders and cross-functional teams to support risk management initiatives.
## Mandatory Requirements
### Credit Risk Modeling Experience
* Minimum 3+ years of hands-on experience in:
* Credit Risk Model Development OR
* Credit Risk Model Validation
* Experience limited to implementation, reporting, data cleansing, or exploratory data analysis alone will not be considered.
### Modeling Expertise
Candidates should have experience in one or more of the following:
* Credit Risk Scorecard Development
* IFRS9 PD Models
* IFRS9 LGD Models
* Predictive Modeling using statistical techniques
### AI / Machine Learning Exposure
Candidates should possess basic knowledge of AI/ML concepts and have exposure to one or more of the following:
* Large Language Models (LLMs)
* AutoML
* Google Cloud Platform (GCP)
* Other AI/ML frameworks and applications
## Technical Skills
Preferred:
* SAS
* Google Cloud Platform (GCP)
## Preferred Candidate Profile
* Strong analytical and problem-solving skills.
* Experience in financial risk modeling and model validation.
* Understanding of banking and financial risk management frameworks.
* Ability to work independently and collaborate effectively within teams.
## Additional Information
* This is a high-priority requirement.
* Candidates available to join immediately or within 30 days will be highly preferred.